Wealth Management
Relationship building focused on you and your family's future.
Wealth Management
Relationship building focused on you and your family's future.
Wealth Management
Compare our services and processes and know that with each comes the personal touch expected as an extension of the community bank experience that is NDBT – a Texas Banking Original. Our Wealth Management team is dedicated to building relationships and nurturing them long-term because we’re not just financial advisors – we’re your partners in wealth management.
Investment Management
NDBT’s team of experienced investment professionals can help you find the right solutions to meet your unique risk tolerance and financial goals. In managing your investments, your dedicated investment professional will explain the wide array of options available, and together, determine what strategy is best for you and your family.
- Analysis of your existing portfolio
- Collaborating with you to choose the investment objective that fits your risk tolerance
- Monitoring the portfolio and rebalancing to your chosen allocation
- Face-to-face discussions to make sure we are on top of any changes in your personal situation or goals.
Wealth Builder
A Wealth Builder Account is an Investment Management Account offered by NDBT’s Trust | Wealth Management Group. It provides professional investment management, safekeeping, and administration of your assets. This account is designed for clients seeking long-term growth and personalized investment strategies and is specifically for individuals who are just starting to invest and want expert guidance to build wealth over time.
Key features include:
- Full Investment Management Authority – NDBT provides professional portfolio management
- Daily Cash Management – available cash balances invested in money market instruments
- Income Collection & Reinvestment – dividends and interest reinvested unless directed
- Periodic Statements – monthly itemized statements and online access
- Withdrawal Flexibility – withdraw assets anytime with written notice
- Dedicated Relationship Manager – a dedicated Relationship Manager is assigned to each account
Retirement Services
No matter where you are in the retirement planning process, our seasoned retirement professionals can assist you every step of the way. From helping you clarify your retirement goals to monitoring your progress and providing objective guidance as your situation and priorities change, NDBT can help.
We understand the importance of balancing a client’s spending needs while also sustaining financial resources over the long term. Whether you need assistance with your personal IRA or you’re a business owner looking for professional retirement plan services, our seasoned retirement professionals can create a plan that is right for you.
Defining retirement is different for everyone. Once you decide to retire, your retirement professional will help you manage your finances, track your spending, and expand your retirement portfolio.
Preparing for retirement for you and your employees is one of the most critical areas of planning for a business owner today. We can help with the plan design that best fits the needs of your business and the employees who work for you.
Financial Planning
No matter what stage of life you are in – just starting out, raising a family or enjoying your retirement, our Trust | Wealth Management team can tailor a plan just for you. From creating wealth to caring for future generations, we will work to understand your needs and help you meet your goals.
At NDBT, financial planning is a collaborative process that helps maximize your potential for meeting life goals through financial advice that integrates your own unique personal and financial circumstances.
This collaborative process starts with:
- Understanding your personal and financial circumstances
- Identifying and setting goals
- Analyzing your current course of action and outlining alternatives.
- Developing and recommending a personalized plan for you and your family
- Implementing the plan
- Monitoring and updating your plan through in-person meetings
Your dedicated wealth management professional will actively foster a relationship with you, periodically checking in with you to discuss your milestones and personalize your plan as needed.
How can we help?
Trust | Wealth Management investments and products: Are NOT Deposits, Are NOT Bank Guaranteed, Are NOT FDIC Insured,
Are NOT insured by any Federal Government Agency, May LOSE Value.
