Business Checking

Bank with the people who bank on you.

We’re more concerned about your route in life than your routing number. As such, NDBT offers a unique variety of business checking options to accommodate your business needs and exceed your expectations.

Banker greeting customer at the lobby door

Business Checking

Bank with the people who bank on you.

We’re more concerned about your route in life than your routing number. As such, NDBT offers a unique variety of business checking options to accommodate your business needs and exceed your expectations.

Business Checking Account Options

NDBT currently offers the following variety of business checking options. Each offers unique features to fit your business banking style. All include access to your funds at any of our five North Texas bank center locations, through our commercial online banking available via desktop or mobile app, and through more than 55,000 ATM locations nationwide. Each also includes a selection of creative debit card art choices to reflect your company’s culture.

Business Checking

From small to large businesses, our business checking is best suited for all types. It offers low monthly fees and minimal transaction limitations.

  • Minimum to Open – $100
  • Service Charge per Statement Cycle – $10
  • Minimum Balance to Waive Service Charge – $5,000 Combined Daily Balance (business checking and/or savings) or $100,000 minimum outstanding balance in a business loan or line of credit

              *additional fees may apply based on transaction limitations

Commercial Checking

Designed for high volume business customers, commercial checking is managed by our Treasury Services team through account analysis.

  • Minimum to Open – $100
  • Service Charge Per Statement Cycle – based on account analysis

                 *additional fees may apply based on account analysis

Community Checking

An account specifically for our non-profits and sole proprietor customers. Along with no service charges, this account accrues interest daily.

  • Eligibility Requirement – NOW Account for Non-Profit Organizations and Sole Proprietors
  • Minimum to Open – $100
  • Service Charge per Statement Cycle – $0
  • Interest Computation and Crediting – Accrues daily; Credited to account monthly; Does not compound
  • Minimum Daily Balance to Earn Interest – $2,000

             *additional fees may apply based on transaction limitations

Comparison Chart of Business Checking Options

Business CheckingCommercial CheckingCommunity Checking
Eligibility RequirementsNoneNoneNOW Account for Non-Profit Organizations and Sole Proprietors
Minimum Balance to Open$100$100$100
Service Charge per Statement Cycle$10Based on Account AnalysisNone
Minimum Balance to Waive Service Charge$5,000 combined daily balances in business checking and/or savings accounts
or
$100,000 minimum outstanding balances in a business loan or line of credit
N/AN/A
Interest Computation and CreditingN/AN/AAccrues daily; Credited to the account monthly; Does not compound
Minimum Daily Balance to Earn InterestN/AN/A$2,000
Transaction Limitations
  • 150 deposited items per statement cycle at no charge; $0.50 fee for each additional deposited item

  • 100 withdrawals per statement cycle at no charge; $0.50 fee for each additional withdrawal
Fees Based on Account Analysis
  • 100 deposited items per statement cycle at no charge; $0.13 fee for each additional deposited item

  • 200 withdrawals per statement cycle at no charge; $0.15 fee for each additional withdrawal
Additional InformationEach related account used for combined balances must be held with NDBT and in the name of the same account owner and is subject to minimum balance requirement per account type.For specific fee information, refer to our business fee schedule or the Treasury Management agreement(s) applicable for your account relationship.N/A

Find an NDBT Banking Center and ATM near you.

Addison | Dallas | Frisco | Las Colinas | Plano

Open your business checking account today.

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