Small Business Financing
We Understand Your Unique Business Needs.
We are here to support your growing small business. Consider loan options that meet the short- and long-term financial goals of your business.
Small Business Financing
We Understand Your Unique Business Needs.
We are here to support your growing small business. Consider loan options that meet the short- and long-term financial goals of your business.
NDBT Small Business Financing Options
*Simplified Loan Application *Streamlined Decisioning Process *Easy Funds Access
Small Business Line of Credit
A line of credit can help with your working capital needs such as funding gaps in accounts receivable collections, inventory purchases and maintaining cash flow.
- Revolving line of credit amounts from $10,000 to $50,000
- Variable interest rate as low as Prime +2%
- 12-month credit line term
- Accrued interest paid monthly
- $150 annual fee – due on anniversary month – *no annual fee during first year for new customers
Small Business Term Loan
Term loans support specific purchases such as equipment, vehicles, or property improvements.
- Loan amounts from $5,000 to $100,000
- Fixed rate as low as Prime +3%
- Terms up to 60 months
- Monthly payments of principal and interest
- No annual fee
What to Expect Next:
The Application Process
Online Business Application (APPLY NOW)
Verification of Information (See Below)
Credit Scoring
Underwriting
Final Verification
Finalizing and Funding
NDBT Small Business Client Comments
Information You Will Need to Provide:
- Legal business name, address, and phone number
- Date business established
- Ownership type with number of owners and percentage of ownership
- Name, title, address, phone number, and email address of primary business contact
- Number of employees
- Gross annual revenues
- Each owner/guarantor with more than 25% ownership must provide:
- Name, home address, email address, and phone number
- Social security number
- Date of birth
- Citizenship
- % ownership
- Annual household income
- Copy of most recent two years tax returns
- Government issued photo ID
Unsure what credit facility would best meet your need? Have questions about the process? Contact one of our small business lenders today!
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