Business Savings
Become an equal partner in the equity of your business.
The money you have saved is more than just a simple dollar amount. It is a testament to your hard work and dedication as well as the future of your business. No one understands this more than NDBT. Utilizing our expansive savings account options, we devote ourselves to treating your money as well as you do.
Business Savings
Become an equal partner in the equity of your business.
The money you have saved is more than just a simple dollar amount. It is a testament to your hard work and dedication as well as the future of your business. No one understands this more than NDBT. Utilizing our expansive savings account options, we devote ourselves to treating your money as well as you do.
Business Savings Account Options
NDBT currently offers the following variety of commercial savings options. Each offers unique features to fit your business banking style. All include access to your funds at any of our five North Texas bank center locations, through our online banking available via desktop or mobile app, and through more than 55,000 ATM locations nationwide.
Business Savings
- Minimum to Open – $100
- Service Charge Per Statement Cycle – $15
- Minimum Balance to Waive Service Charge – $250 Daily Balance
- Interest Compounds Daily; Credited to Account Monthly
- Minimum Daily Balance to Earn Interest – $2,500
*additional fees may apply based on transaction limitations
Business Money Market
- Minimum to Open – $100
- Service Charge per Statement Cycle – $15
- Minimum Balance to Waive Service Charge – $2,500 Daily Balance
- Interest Accrues Daily; Credited to Account Monthly; Does Not Compound
- Minimum Daily Balance to Earn Interest – $2,500
*additional fees may apply
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Business Savings Comparison Chart
| Business Savings | Business Money Market | |
|---|---|---|
| Minimum Balance to Open | $100 | $100 |
| Service Charge per Statement Cycle | $15 | $15 |
| Minimum Balance to Waive Service Charge | $250 Daily Balance | $2,500 Average Daily Balance |
| Interest Computation and Crediting | Compounds daily; Credited to the account monthly | Accrues daily; Credited to the account monthly; Does not compound |
| Interest Rate Tiers Based on Daily Balance (Interest in each tier paid on the entire balance in the account) | $1,000,000 and greater $250,000 - $999,999 $100,000 - $249,999 $50,000 - $99,999 $2,500 - $49,999 | $1,000,000 and greater $250,000 - $999,999 $50,000 - $249,999 $25,000 - $49,999 $10,000 - $24,999 $2,500 - $9,999 |
| Minimum Daily Balance to Earn Interest | $2,500 | $2,500 |
| Transaction Limitations | 150 deposited items per statement cycle at no charge; $0.50 fee for each additional deposited item | None |
| Excessive Withdrawal Fee | $2 fee for each withdrawal after the first 6 per month | $2 fee for each withdrawal after the first 6 per statement cycle |
Find an NDBT Banking Center and ATM near you.
Addison | Dallas | Frisco | Las Colinas | Plano
