Why Spend Your College Summer Interning?
NDBT’s annual college summer internship program includes the opportunity for students to experience and learn the various roles within the bank. During their session with NDBT’s MarCom (marketing/communications) department, this summer’s four interns were asked to share their thoughts on why spending a college summer interning is an important step towards a student’s future. After […]
Reduciendo los miedos a ser propietario de una vivienda
El mes de Junio tajo la primera ola de calor, actividades de verano y más tiempo con la familia. Es un período en el que muchas personas y familias se preparan para conquistar la segunda mitad del año. Junio también es el Mes Nacional de la Propiedad de Vivienda. Con el mercado inmobiliario típicamente creciendo […]
Reducing the Fear Factor of Homeownership
The month of June brought the first wave of heat, summer-filled activities, and a bit more time spent with family. It is a period where many individuals and families prepare to conquer the second half of the year. June also happened to be National Homeownership month. With the real estate market typically blooming in the […]
Making Intelligent Financial Business Decisions
It seems everyone is talking about the economy these days. During the recent holidays, I had family members ask me where I thought interest rates were headed in 2024. Earlier in 2023, it was all about inflation. Who knows what the hot topic will be this year. In general, I try not to set firm […]
Empowering Communities: The Merits of Community Banking
When I was young, the dream of owning my first car ignited a sense of ambition within me. My father encouraged me to start my journey with a simple act – open a savings account at my local community bank, Security State Bank in Lubbock, Texas. Fueled by this determination and commitment, I deposited my […]
Homeownership within the Hispanic Community
Every year, Hispanic Heritage Month celebrates the many contributions and achievements the Hispanic and Latino communities have contributed to the United States. It allows us to reflect on our culture, family, values, and our successes as a people. It is also used as an avenue to think about the ways our community can continue to […]
The Home Buyers’ Process: Preparing to Buy
September is National Mortgage Professionals Month* You may be buying a home for the first time, or it has been a while since you have gone through the experience. Either way, you may not be completely clear on the current home-buying process, so let us set the correct expectations and transparency for the home buying […]
The Home Buyers’ Process: Why Prequalify?
September is National Mortgage Professionals Month* The first step you should take before even looking at homes is to get prequalified with a mortgage lender. It will help you, as a buyer, better understand your target home price range and what that will mean for your monthly and overall budget. In addition, your realtor will […]
What is a CD and How Can it Benefit Me?
Financial Literacy – CD’s Explained Have you ever wondered what a CD is? For some of you who might remember, we’re not referring to the musical compact disc, which has mostly been replaced by streaming media. A Certificate of Deposit (CD), in bank terms, is a savings tool that allows you to typically earn a […]
National Teach Children to Save Day
The 25th annual National Teach Children to Save Day, sponsored by the American Bankers Association, falls on April 27th and it’s a whole day dedicated to encouraging children to develop good money-saving habits. With an early start to saving and an understanding of budgeting their money, children will build life skills as they head into […]
