Business Savings

Become an equal partner in the equity of your business.

The money you have saved is more than just a simple dollar amount. It is a testament to your hard work and dedication as well as the future of your business. No one understands this more than NDBT. Utilizing our expansive savings account options, we devote ourselves to treating your money as well as you do.
Banker greeting customer in Dallas Banking Center lobby.

Business Savings

Become an equal partner in the equity of your business.

The money you have saved is more than just a simple dollar amount. It is a testament to your hard work and dedication as well as the future of your business. No one understands this more than NDBT. Utilizing our expansive savings account options, we devote ourselves to treating your money as well as you do.

Business Savings Account Options

NDBT currently offers the following variety of commercial savings options. Each offers unique features to fit your business banking style. All include access to your funds at any of our five North Texas bank center locations, through our online banking available via desktop or mobile app, and through more than 55,000 ATM locations nationwide.

Business Savings

  • Minimum to Open – $100
  • Service Charge Per Statement Cycle – $15
  • Minimum Balance to Waive Service Charge – $250 Daily Balance
  • Interest Compounds Daily; Credited to Account Monthly
  • Minimum Daily Balance to Earn Interest – $2,500

                 *additional fees may apply based on transaction limitations

Business Money Market

  • Minimum to Open – $100
  • Service Charge per Statement Cycle – $15
  • Minimum Balance to Waive Service Charge – $2,500 Daily Balance
  • Interest Accrues Daily; Credited to Account Monthly; Does Not Compound
  • Minimum Daily Balance to Earn Interest – $2,500

                  *additional fees may apply

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Business Savings Comparison Chart

Business SavingsBusiness Money Market
Minimum Balance to Open$100$100
Service Charge per Statement Cycle$15$15
Minimum Balance to Waive Service Charge$250
Daily Balance
$2,500
Average Daily Balance
Interest Computation and CreditingCompounds daily; Credited to the account monthlyAccrues daily; Credited to the account monthly; Does not compound
Interest Rate Tiers Based on Daily Balance (Interest in each tier paid on the entire balance in the account)$1,000,000 and greater
$250,000 - $999,999
$100,000 - $249,999
$50,000 - $99,999
$2,500 - $49,999
$1,000,000 and greater
$250,000 - $999,999
$50,000 - $249,999
$25,000 - $49,999
$10,000 - $24,999
$2,500 - $9,999
Minimum Daily Balance to Earn Interest$2,500$2,500
Transaction Limitations150 deposited items per statement cycle at no charge; $0.50 fee for each additional deposited itemNone
Excessive Withdrawal Fee$2 fee for each withdrawal after the first 6 per month$2 fee for each withdrawal after the first 6 per statement cycle

Find an NDBT Banking Center and ATM near you.

Addison | Dallas | Frisco | Las Colinas | Plano

Open your business savings account today.

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