Video Transcript – Basic Account Management

The New Year is typically a time to introspect and set goals, whether you want to pick up a new skill or be more active. If financial wellness is on your mind, then your bank accounts are a great place to start. Basic Checking and Savings accounts are the foundation of money management, and it’s […]

Video Transcript – Personal Financial Statement

It is a new year and you have resolved to take control of your finances. You may have already established goals you want to achieve such as building an emergency fund of 3 to 6 months of expenses, saving up the down payment for a home, providing for your children‘s college education, saving enough for […]

Video Transcript – Budgeting

What comes with every new year? A new year‘s resolution. And if creating a budget, and sticking to it, isn‘t one of them, it should be! Here are some important reminders to keep in mind when setting up your budget. Find the budget that‘s right for you. When looking online, there are several different methods. […]

Video Transcript – Estate Planning

It‘s the new year and everyone‘s talking about financial wellness. What is financial wellness to you? Making a budget? Paying off your credit cards? Having an emergency fund? The U.S. Consumer Financial Protection Bureau (CFPB) defines financial wellness as “a CONDITION wherein a person: Can fully meet current and ongoing financial obligations, Feels SECURE in […]

Video Transcript – Business Email Compromise

Business Email Compromise continues to be the biggest threat to our financial system. It is one of the most financially damaging online crimes, exploiting the fact that so many of us rely on email to conduct business – both personal and professional. In a BEC Scam, criminals send an email message that appears to come […]

Video Transcript – Emails and Data

We all have information that we wouldn‘t want openly broadcast, like social security numbers, credit and debit card numbers, medical history, or bank account information. If even a small amount of this information fell into the wrong hands, it could be used to steal your identity. Here are some tips to keep your identity your […]

Video Transcript – Passwords

Do you get frustrated with the complex password requirements for online accounts? And how do you remember all those different passwords? Unfortunately, there is a reason for this trend of more complex password requirements. Over 80% of data breaches involve lost or weak passwords. Creating strong passwords should be one of your top priorities for […]

Video Transcript – Phishing Emails

Did you know that October is Cyber Security Awareness Month? We should be diligent on keeping our information secure at all times, but it‘s nice to have reminders about what to watch out for. Today we‘re going to talk about phishing attacks, phishing as in “ph”. This is when a scammer tries to steal information […]

Video Transcript – Resources to Manage Your Credit

I’m Allie Wadley, Director of Credit Operations at NDBT and this episode of our Credit Education Series is about finding the resources to help you manage your credit profile. There are several resources for credit education.  Among the best is the Federal Trade Commission (FTC). Services available include free credit reports as we discussed in […]

Video Transcript – Lock or Freeze Your Credit Report

I’m Allie Wadley, Director of Credit Operations at NDBT and this episode of our Credit Education Series is about locking your credit profile. A credit freeze, also known as a security freeze, is a tool designed to help protect you from fraud and identity theft. It limits access to your credit report unless you lift […]

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