We’re more concerned about your route in life than your routing number. As such, NDBT offers a unique variety of personal checking account options to accommodate your needs and exceed your expectations. The following accounts include online and phone banking, bill pay and e-statements in order to provide you with the most convenient banking relationship. Open your Personal Checking account now by visiting one of our banking centers today.
| Personal Checking | Interest Checking | Celebration Club | Premier Checking | |
|---|---|---|---|---|
| Eligibility Requirements | None | None | Customers age 60 or over | None |
| Minimum to Open | $100 | $100 | $100 | $100 |
| Service Charge per Statement Cycle | $5 | $10 | $12 | $20 |
| Minimum Balance to Waive Service Charge | $750 Daily Balance | $2,000 Daily Balance | $3,000 Average Daily Balance | $25,000 combined average daily balance in checking, savings, money market, CD and/or IRAs accounts |
| Interest Computation and Crediting | N/A | Accrues daily; Credited to the account monthly | Accrues daily; Credited to the account monthly | Accrues daily; Credited to the account monthly |
| Minimum Daily Balance to Earn Disclosed Annual Percentage Yield | N/A | $500 | None | $500 |
| Additional Features and Information | Service charge will also be waived with direct deposit or eStatement during statement cycle. | N/A |
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| * Contents of a leased Safe Deposit Box are NOT insured by any government insurance program, the FDIC or NDBT. | ||||