Bank with the the people who bank on you.

We’re more concerned about your route in life than your routing number. As such, North Dallas Bank & Trust Co. offers a unique variety of personal checking account options to accommodate your needs and exceed your expectations. The following accounts include online and phone banking, bill pay and e-statements in order to provide you with the most convenient banking relationship. Open your Personal Checking account now by visiting one of our banking centers today.

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Personal Checking Interest Checking Celebration Club Premier Checking
Eligibility Requirements None None Customers age 60 or over None
Minimum to Open $100 $100 $100 $100
Service Charge per Statement Cycle $5 $10 $12 $20
Minimum Balance to Waive Service Charge $750 Daily Balance* $2,000 Daily Balance $3,000 Average Daily Balance $25,000 combined average daily balance in checking, savings, money market, CD and/or IRAs accounts
Interest Computation and Crediting N/A Accrues daily; Credited to the account monthly Accrues daily; Credited to the account monthly Accrues daily; Credited to the account monthly
Minimum Daily Balance to Earn Disclosed APY N/A $500 None $500
Additional Features and Information *Service charge will also be waived with direct deposit or eStatement during statement cycle. N/A
  • Exclusive Travel and Special Events
  • Complimentary Celebration Club Checks, Cashier’s Checks, Money Orders, Domestic Wire Transfers
  • Annual discount on Safe Deposit Box Rental Fees*
  • Dedicated Bank Officer
  • Complimentary Checks, Cashier’s Checks, Money Orders, Domestic Wire Transfers
  • Refund Domestic ATM Fees
  • Each related account used for combined balances must be held with North Dallas Bank & Trust Co. and is subject to minimum balance requirement per account type
* Contents of a leased Safe Deposit Box are NOT insured by any government insurance program, the FDIC or North Dallas Bank & Trust Co.

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