Checking Accounts - Personal Checking & Online Accounts

Bank with the the people who bank on you.

We’re more concerned about your route in life than your routing number. As such, North Dallas Bank & Trust Co. offers a unique variety of personal checking account options to accommodate your needs and exceed your expectations. The following accounts include online and phone banking, bill pay and e-statements in order to provide you with the most convenient banking relationship. Open your Personal Checking account now by visiting one of our banking centers today.

	Personal Checking	Interest Checking	Celebration Club	Premier Checking
Eligibility Requirements	None	None	Customers age 60 or over	None
Minimum to Open	$100	$100	$100	$100
Service Charge per Statement Cycle	$5	$10	$12	$20
Minimum Balance to Waive Service Charge	$750 Daily Balance*	$2,000 Daily Balance	$3,000 Average Daily Balance	$25,000 combined average daily balance in checking, savings, money market, CD and/or IRAs accounts
Interest Computation and Crediting	N/A	Accrues daily; Credited to the account monthly	Accrues daily; Credited to the account monthly	Accrues daily; Credited to the account monthly
Minimum Daily Balance to Earn Disclosed APY	N/A	$500	None	$500
Additional Features and Information	*Service charge will also be waived with direct deposit or eStatement during statement cycle.	N/A	Exclusive Travel and Special Events Complimentary Celebration Club Checks, Cashier’s Checks, Money Orders, Domestic Wire Transfers Annual discount on Safe Deposit Box Rental Fees*	Dedicated Bank Officer Complimentary Checks, Cashier’s Checks, Money Orders, Domestic Wire Transfers Refund Domestic ATM Fees Each related account used for combined balances must be held with North Dallas Bank & Trust Co. and is subject to minimum balance requirement per account type
* Contents of a leased Safe Deposit Box are NOT insured by any government insurance program, the FDIC or North Dallas Bank & Trust Co.

Personal Checking

Interest Checking

Celebration Club

Premier Checking

Eligibility Requirements

None

Customers age 60 or over

None

Minimum to Open

$100

Service Charge per Statement Cycle

$10

$12

$20

Minimum Balance to Waive Service Charge

$750 Daily Balance*

$2,000 Daily Balance

$3,000 Average Daily Balance

$25,000 combined average daily balance in checking, savings, money market, CD and/or IRAs accounts

Interest Computation and Crediting

N/A

Accrues daily; Credited to the account monthly

Minimum Daily Balance to Earn Disclosed APY

N/A

$500

None

$500

Additional Features and Information

*Service charge will also be waived with direct deposit or eStatement during statement cycle.

N/A

Exclusive Travel and Special Events
Complimentary Celebration Club Checks, Cashier’s Checks, Money Orders, Domestic Wire Transfers
Annual discount on Safe Deposit Box Rental Fees*

Dedicated Bank Officer
Complimentary Checks, Cashier’s Checks, Money Orders, Domestic Wire Transfers
Refund Domestic ATM Fees
Each related account used for combined balances must be held with North Dallas Bank & Trust Co. and is subject to minimum balance requirement per account type

* Contents of a leased Safe Deposit Box are NOT insured by any government insurance program, the FDIC or North Dallas Bank & Trust Co.

Personal Checking

Bank with the the people who bank on you.

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