Always there when you need it.

A MasterCard® credit card is the best way to to make quick, convenient transactions. It is more secure than cash and you can use it anywhere MasterCard® is accepted.

Credit Cards

Great Options to meet your needs

We offer two great options from Visa® or MasterCard® to make it easy to choose the credit card that is right for you.

Apply Now Locations

Personal Low-Rate Card

Benefits

  • Competitive Annual Percentage Rate (APR)
  • 24-hour toll-free live customer assistance available at (800) 367-7576
  • Online account information available any time at www.cardaccount.net
  • Rental car collision damage waiver protection

Features

  • No annual fee
  • 25-day, interest-free grace period on all purchases. No grace period on cash advances or cash-equivalent transactions

Personal Preferred Points Card

Benefits

  • Competitive Annual Percentage Rate (APR)
  • Earn one point for each dollar spent, up to 10,000 points per month
  • Redeem your reward points for cash-back awards, retail gift cards, travel benefits and a wide variety of quality merchandise
  • 24-hour toll-free live customer assistance available at (800) 367-7576
  • Online account information available any time at www.cardaccount.net
  • Rental car collision damage waiver protection

Features

  • No annual fee
  • 25-day, interest-free grace period on all purchases. No grace period on cash advances or cash-equivalent transactions
  • View and redeem points online at www.mypreferredpoints.com or call (866) 678-5191

To Apply Now

  1. Download the application.
  2. Complete the required fields, print and sign the application.
  3. Fax your completed application to the Card Service Center at (972) 650-7054 or mail it to:
    Card Service Center
    PO Box 569120
    Dallas, TX 75356-9120
Please see account application disclosure for current Annual Percentage Rate (APR) and applicable fees.