Affordable Home Loans
Build your home on a solid foundation.
We strive to provide mortgage products that lower the barriers to homeownership for low and moderate income wage earners.¹ Our Affordable Home Loans are designed to provide members of the communities we serve, a pathway to finance the home of their dreams.
Affordable Home Loans
Build your home on a solid foundation.
We strive to provide mortgage products that lower the barriers to homeownership for low and moderate income wage earners.¹ Our Affordable Home Loans are designed to provide members of the communities we serve, a pathway to finance the home of their dreams.
Affordable Home Loans Made Simple
Wherever you are on your homeownership journey, our affordable home loan products2 are designed to service low to moderate income wage communities and open the door to the home of your dreams! Connect with our experts to help you navigate through this exciting milestone.
Meet Your Designated Mortgage Lender
Thinking of Starting the Homebuying Journey?
HomeStart Program
Created to help lower barriers to homeownership, this program provides:
- Down payment as low as 3%
- Closing cost assistance available
- Below market rate
- No PMI (Private Mortgage Insurance)
- ITIN Eligible
- Down payment assistance options
- Available in Dallas & Collin Counties
Mortgage Loan Calculator
Use this calculator to determine monthly payments. Adjust each field to estimate affordability.
Already a Homeowner? Explore Home Equity Options
Community Home Equity
Designed to allow existing homeowners to access their valuable equity. Borrow against the value of your home to cover items like home repairs, remodeling, and other expenses. See what a home equity loan could help you achieve!
- 1st and 2nd lien options available
- Available for residences in Dallas or Collin Counties
- ITIN eligible
Brenda Explains Home Equity Option
Not eligible due to income limits or county restrictions? Contact Brenda to explore additional affordable home loan options.
1As defined by the U.S Housing and Urban Development “HUD”
2This is not a commitment to lend or extend credit. Conditions and restrictions may apply. All home lending products are subject to credit and collateral approval. Loan sizes, interest rates, and loan terms vary based on the applicant’s credit profile. Eligibility requirements apply. See a local loan originator for more information.
