HomeStart Purchase Assistance Program
Take advantage of first-time homebuyer options
From closing costs to limited down payments, the NDBT HomeStart Program offers unique assistance for qualified first-time homebuyers.
HomeStart Purchase Assistance Program
Take advantage of first-time homebuyer options
From closing costs to limited down payments, the NDBT HomeStart Program offers unique assistance for qualified first-time homebuyers.
CURRENT SPECIAL OFFER!*
OR
NDBT's HomeStart Purchase Assistance Program
Created to help strengthen homeownership in communities that have been historically underserved, the NDBT HomeStart Purchase Assistance Program provides closing cost assistance or low down payment to qualified individuals1 in Dallas, Collin or Denton counties.
Up to $10,000 Closing Cost Assistance
- Limits out of pocket closing costs
- Borrower may use funds saved as additional down payment
- No repayment required if property is not sold or refinanced within 3 years
- May help increase purchasing power.
1% Down Payment
- Limits funds needed for down payment
- Allows for lower total asset requirement for closing
- No prepayment penalty
- May help increase purchasing power
Get Started Today!
Contact Brenda:
*Special Offer (as of 4/2/26): Up to $10,000 in closing cost assistance OR 1% down payment. Only one assistance program may be used per purchase transaction. May not be combined with outside down payment assistance programs.
Closing Cost Assistance: May only be used towards closing costs. Not applicable towards equity and no cash back allowed. Limited fund availability. First come, first served. Prepayment penalty will apply if paid off or refinanced in the first 3 years from closing date. Prepayment penalty is calculated as a percentage of the outstanding loan balance at payoff: 2% if paid off during the first two years and 1% if paid off during the third year. Final credit amount will be determined at time of application.
1% Down Payment: Down payment is based on lesser of purchase price or appraised value.
1To be eligible for the HomeStart Purchase Assistance Program, the borrower(s) must first qualify for the NDBT HomeStart Program and be a first-time homebuyer or have not owned a home in the last 3 years. Subject property must be located in Dallas, Collin or Denton counties and occupied by the borrower(s) as their primary residence. Borrower(s) must be a U.S. Citizen or Permanent Resident. Borrower must attend an NDBT Homebuyer Workshop.
