Personal CDs and IRAs
Let’s fund your future today.
There’s no time like the present to start planning for the future. Whether you are looking for a structured savings tool with a competitive rate, setting aside money for your child’s education or saving for your own retirement, NDBT offers a wide variety of Certificate of Deposit (CD) and Individual Retirement Account (IRA) products to help you achieve your goal.
Personal CDs and IRAs
Let’s fund your future today.
There’s no time like the present to start planning for the future. Whether you are looking for a structured savings tool with a competitive rate, setting aside money for your child’s education or saving for your own retirement, NDBT offers a wide variety of Certificate of Deposit (CD) and Individual Retirement Account (IRA) products to help you achieve your goal.
Now Available
*Annual Percentage Yield (APY). Minimum balance to earn the advertised APY is $1,000. Offer valid for a limited time. The APY is accurate as of 11/08/2024. Early withdrawal penalties apply. Withdrawal of interest reduces earnings. Member FDIC. For more information, contact us at 972.716.7100
Take Advantage of Current CD Rates!
6 months at 4.40% APY* 9 months at 4.05% APY* 12 months at 4.35% APY* 18 months at 4.30% APY* 24 months at 4.25% APY*
*Annual Percentage Yield (APY). Minimum balance to earn the advertised APY is $1,000. APY accurate as of 11/08/24.
Click Here for Information on All Our CD Offerings
Certificate of Deposit (CD)
A Certificate of Deposit (CD) is an excellent savings option that rewards your patience with a higher interest rate and steady growth. Choose your term and amount and watch your savings grow – all while enjoying the peace of mind that comes with FDIC insurance.1
- Please contact us for current rates.
- FlexRate CDs allow you to take advantage of potential rate increases.
- CD terms range from 6 months to 5 years.
- Your interest earnings can be added to your CD or be paid directly to you.
- Early withdrawal penalties apply.
Secure Your High Dollar Deposits Through the IntraFi Network
Individual Retirement Account (IRA)
An Individual Retirement Account (IRA) is another effective savings tool that allows you to make contributions to your own tax-sheltered retirement account.
- Traditional and Roth IRAs offer unique benefits and tax advantages.2
- IRAs terms from 6 months to 5 years.
- Our 60-month FlexRate IRA enables you to make the most of possible rate increases.
1 FDIC insurance is subject to current FDIC guidelines.
2 Please consult your tax advisor to determine which IRA product is right for you
Get More Info
For more information, please call Customer Service at 972.716.7100 or visit one of our banking centers.
We look forward to helping you on the path towards a more prosperous tomorrow.
