Protecting Yourself Against Identity Theft

Graphic announcing FTC Identity Theft Awareness Week

Each year, identity theft continues to be one of the fastest growing crimes in the United States. According to the Federal Trade Commission (FTC), over 800,000 ID theft reports were filed in 2023. Over half of those reports related to credit card or bank fraud. NDBT recommends following these tips to keep your information – […]

Making Intelligent Financial Business Decisions

NDBT banker Sam Gunn shaking hands with business client in client's cafe

It seems everyone is talking about the economy these days. During the recent holidays, I had family members ask me where I thought interest rates were headed in 2024. Earlier in 2023, it was all about inflation. Who knows what the hot topic will be this year. In general, I try not to set firm […]

Empowering Communities: The Merits of Community Banking

NDBT Market President Jay Henry greeting Irving Mayor at Las Colinas Banking Center

When I was young, the dream of owning my first car ignited a sense of ambition within me. My father encouraged me to start my journey with a simple act – open a savings account at my local community bank, Security State Bank in Lubbock, Texas. Fueled by this determination and commitment, I deposited my […]

Discovering the Benefits of a Health Savings Account

NDBT health savings account form on desk with stethoscope

Early fall of 2023 is the first in recent memory where I am happy to see pumpkin spice and Halloween decorations already on display as it signals cooler weather. We might all be feeling the inflation pinch these days now that another summer season has come and gone. With this change, comes new projects. As […]

Hispanic Heritage Month – Homeownership

Hispanic family getting boxes from truck at new house

Every year, Hispanic Heritage Month celebrates the many contributions and achievements the Hispanic and Latino communities have contributed to the United States. It allows us to reflect on our culture, family, values, and our successes as a people. It is also used as an avenue to think about the ways our community can continue to […]

The Home Buyers’ Process: Preparing to Buy

Person handing a house key-chain to another

September is National Mortgage Professionals Month*  You may be buying a home for the first time, or it has been a while since you have gone through the experience. Either way, you may not be completely clear on the current home-buying process, so let us set the correct expectations and transparency for the home buying […]

The Home Buyers’ Process: Why Prequalify?

House keychain with loan tag on a calculator keyboard and cash

September is National Mortgage Professionals Month*  The first step you should take before even looking at homes is to get prequalified with a mortgage lender. It will help you, as a buyer, better understand your target home price range and what that will mean for your monthly and overall budget. In addition, your realtor will […]

Good Credit, Bad Credit or Just Limited Credit?

Customer checking credit scores using online app

While teaching a credit class recently at All Community Outreach, which provides free comprehensive human services in Allen, Texas, Daniel Cahill came away with the following insights from an engaged audience.  Often there is focus on trying to “fix bad credit” and sometimes we fail to focus on stimulating a credit profile that is simply […]

What is a CD and How Can it Benefit Me?

NDBT Dallas Banking Center manager Kenya Buie explaining CD to customer

Financial Literacy – CD’s Explained Have you ever wondered what a CD is? For some of you who might remember, we’re not referring to the musical compact disc, which has mostly been replaced by streaming media. A Certificate of Deposit (CD), in bank terms, is a savings tool that allows you to typically earn a […]

Elder Fraud Abuse Prevention

Group of elderly men and women playing dominoes at a table

World Elder Abuse Awareness Day FactoidRoughly 20 percent of older Americans fall prey to financial exploitation losing on average $120,000, or a collective $3 billion every year, according to a study from the AARP Public Policy Institute. Be on the Lookout for Elder Financial Abuse Scams It’s an all too unfortunate reality that older adults […]

NDBT logo
Or Sign Up

Please select a branch

Account sign up:

Please pick your Account type:

Please Be Aware

Email messages are not always secure. We are not responsible for the confidentiality of communications sent to us via email. Generally, our security software does not encrypt email messages, unless we specifically send you a message via ShareFile. Email messages traveling across the Internet can be subject to viewing, alteration and copying by anyone on the Internet. Always exercise caution when submitting financial or personal information via email. Existing customers should always send confidential information through the secure portal located inside of their online banking session.

Please Be Aware

This link will take you away from NDBT‘s website and will redirect you to another site outside our domain. NDBT makes no endorsements or claims about the accuracy or content of the information contained in these sites and the security and privacy policies on these sites may be different than those of NDBT.