National Teach Children to Save Day
The 25th annual National Teach Children to Save Day, sponsored by the American Bankers Association, falls on April 27th and it’s a whole day dedicated to encouraging children to develop good money-saving habits. With an early start to saving and an understanding of budgeting their money, children will build life skills as they head into […]
5 Ways to Use Your Tax Refund Wisely
If you have a tax refund coming your way this tax season, it‘s important to put that money to good use. However, there are a lot of options when it comes to spending it or saving it. It may be tempting to blow the extra paycheck all at once, but a tax refund is a […]
Credit Education Video Series
Be Credit Aware! March is Credit Education Month and NDBT’s Director of Credit Operations, Allie Wadley, has prepared a series of videos with topics aimed to help you protect your credit. The four-part series will be released with an episode each week covering topics including how to maintain a healthy credit score, learn how to […]
Creative Banking for Market Conditions
Managing through current rates A small business owner recently approached with the question of whether the business could use the current market conditions to its’ advantage. As we explored options, refinancing their current debt made little sense, as rates are appreciably higher than when the debt was acquired. However, the time period following the debt […]
Financial Wellness Video Series
New Year’s resolutions are typically created to help us focus on areas of our own personal improvement. It’s no wonder January is National Financial Wellness Month! Our financial experts share a variety of tips and steps you can take to help with that focus – from estate planning to personal financial statements and more – […]
Increasing Fed Fund Rate: How It Affects You
The Federal Reserve‘s 12-member Federal Open Market Committee (FOMC) took action on Wednesday, May 4th to increase the Fed Funds Rate by 50 basis points and reduce the Federal Reserve‘s bond holdings. The Fed Funds Rate is the interest rate at which overnight funds are lent between banks. The increase to the Fed Funds Rate […]
