James Tipton

Chief Credit Officer

Get In Touch

James Tipton, Chief Credit Officer, portrait

About James

James Tipton serves as Chief Credit Officer at NDBT, and as such manages the Credit Administration/Operations and Loan Operations. James’ duties include oversight of the bank’s credit and loan risk management process, operations, and analysis. He also coordinates the development and ongoing maintenance of the Credit Risk Policy to ensure adherence to sound underwriting best practices, laws and regulations.

Experience, Education and Certifications

James’ banking career spans almost 20 years, including eight years as a Commissioned Bank Examiner at the Texas Department of Banking. He began his banking career as a Teller in 2004 and served as Enterprise Risk Manager at North Dallas Bank & Trust prior to his promotion to CCO in 2021.

James earned his bachelor’s degree in finance from the University of Texas at Arlington.

Community and Family

James and his wife, Jenna, have four children and are active members of Prestoncrest Church of Christ, where James is a deacon and serves on the Budget Committee. He is an avid golfer and enjoys traveling.

News & Insights

NDBT logo

NDBT logo


We are currently converting to a new Digital Banking System. Login to online banking will be available again at 8am CDT Tuesday, May 7.

Account sign up:

Please pick your Account type:

Please Be Aware

Email messages are not always secure. We are not responsible for the confidentiality of communications sent to us via email. Generally, our security software does not encrypt email messages, unless we specifically send you a message via ShareFile. Email messages traveling across the Internet can be subject to viewing, alteration and copying by anyone on the Internet. Always exercise caution when submitting financial or personal information via email. Existing customers should always send confidential information through the secure portal located inside of their online banking session.

Please Be Aware

This link will take you away from NDBT‘s website and will redirect you to another site outside our domain. NDBT makes no endorsements or claims about the accuracy or content of the information contained in these sites and the security and privacy policies on these sites may be different than those of NDBT.